Asset Building

Loan Products

Save First offers loans designed with competitive interest rates and budget minded terms to assist individuals & families in reaching their financial goals.

Small Dollar Loan......Credit Builder Loan

How our Loans Work

  • Apply to the Save First program using the online application
  • Attend a Financial Wellness Workshop (online workshop available)
  • Apply for loan
  • Apply for coaching and work with a financial coach (virtual online coaching available)
  • Repay the loan on a monthly basis

Note: Small Dollar Loan applicants will need to demonstrate an ability to make monthly ongoing payments.

*We do not have income limits for our loans*

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Individual Development Account (IDA) Programs

Oregon residents may qualify for the Matched Savings Program to help them start saving for goals such as:


  • Home ownership

  • Starting a business

  • College education

  • Down payment for an apartment

  • Home repair

  • Vehicle Purchase or repair

How our IDAs Work

  • Apply to the Save First program using the online application
  • Attend a Financial Wellness Workshop (online workshop available)
  • Apply for coaching and work with a financial coach (virtual online coaching available)
  • Referral from financial coach to apply for the IDA after creating budget & savings plan that ensures your success in the program.

Note: Applicants must be an Oregon resident, meet IDA income & asset limits, and demonstrate ability to make monthly deposits at the time of the IDA application.

Apply Now