Category: Utilities
How Much is a Livable Wage?
October 26th, 2020
How much money do you need to earn for a livable wage? The short answer- it depends on the area of the country that you live in. If you live in San Francisco, you’d need $46.74 per hour or $97,219 annually for a single parent with two children.* In Portland, $35.53 an hour...
.jpg)
What Motivates You to Save, Spend, or Invest in the Future?
October 13th, 2020
To truly understand why people make the decisions they do, it’s important to understand what motivates them. Psychology is crucial in helping them see how they can have their deeper needs and wants align with their behavior.
I’m a financial coach and not a psychologist....
October 6th, 2020 As a HUD approved agency, we help our clients with many aspects of homeownership, from helping them get out of debt to building their credit and saving for a down payment. When deciding to buy a home, they do so for many reasons; to have a place of their own, to build wealth, essentially to...
September 22nd, 2020 Trying to save money in is very difficult as we are constantly bombarded with ads touting “how great you’ll be” and how “your life will be transformed!” through our product. I like to compare this to trying to stop eating Doritos, it is extremely hard to eat just one (okay,...
September 14th, 2020 Does thinking about your finances ever make you feel anxious? Well then, you are not alone. Fear, sadness, guilt, and even anger are very common emotions that people experience around the topic of money. When people talk about money and finances, they tend to use words like “income”, “credit”,...
Intergenerational Homeownership
Why Is It So Hard to Save and What Can Be Done About It?
Do Your Feelings Affect How You Manage Your Money?